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The Law Office of Susanne M. Robicsek
1701 Scott Avenue, Charlotte North Carolina 28203
704 / 377-0776 phone  
704 / 377-0775 fax
 

NC Bankruptcy Lawyer in Charlotte North Carolina for Chapter 7 / Chapter 13

Western District NC Bankruptcy Court

Hummingbird Credit Counseling Bankruptcy Credit Counseling Program

You may take the Hummingbird Bankruptcy Credit Counseling or Financial Management online programs without cost, although a charge is required for the certificates needed to file a bankruptcy case.  (See their website for further details.)

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A Blog of some of the best consumer bankruptcy attorneys across the nation

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National Consumer Law Center

American Bankruptcy Institute

Money Savvy Generation (Piggy Bank)

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Debt Calculators

North Carolina Tax Liens

Mecklenburg County Tax / Real Estate Lookup

Mecklenburg County Court Form: Application and Order for Extension of Time to File Answer to Lawsuit

US TRUSTEE MEANS TESTING

IRS Housing Allowance - NC

IRS Transportation Allowance

IRS National Standards - Food, Clothing, other items

USDA Food Plan

NC Attorney General

NC Exemption Statutes

National Do Not Call Registry

N.A.D.A. Pricing Homepage

CREDIT REPORTS:

You can order your free credit report from a central website:  www.annualcreditreport.com Call 877-322-8228, or complete the Annual Credit Report Request Form and mail it to: Annual Credit Report Request Service, P.O. Box 105281, Atlanta, GA 30348-5281. The form is on the FTC website: www.ftc.gov/credit.  Do not contact the three nationwide consumer reporting companies individually. They are only providing free annual credit reports through www.annualcreditreport.com  

The FCRA allows you to order one free copy from each of the nationwide consumer reporting companies every 12 months.

The Official Website for Free Annual Credit Reports

CREDIT BUREAU INFORMATION (BELOW)
Links to the credit bureaus are below. Please note that the addresses below are addresses which may, or may not, be correct for all purposes. For some reason, these companies do not want to make it easy for people to locate a mailing address for people to write if they have a question, nor do they make it easy for you to call them and reach a real human being.

Credit Bureau: Equifax

correspondence to:
Equifax Credit Information
Services, Inc.
P.O. Box 740241
Atlanta, GA 30374

Credit Bureau: Experian

Experian
PO Box 2002
Allen TX 75013-0000

Experian
PO Box 9532
Allen TX 75013-000

Credit Bureau: TransUnion

TransUnion Consumer Solutions
P.O. Box 2000
Chester, PA 19022-2000

Link to TransUnion U.S. Investigation Report Form

Contact your Senators and Congressional Representatives

You can make a difference. Senators and House Representatives pay attention to who is making noise. Letting them know whether you are for, or against, a law helps them know what their constituents think.   Please take a moment or two to let them know what you think.

Your Senator

Your Congressional Representative

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The Law Office of Susanne M. Robicsek
1701 Scott Avenue Charlotte North Carolina 28203
phone:704 / 377-0776
fax: 704 / 377-0775

DISCLAIMER: This message is intended as a general discussion of legal issues and not as a statement of fact, legal advice or a legal opinion; Personal opinions may also be expressed. No attorney-client relationship is created by this message; Do not act or rely upon law-related information in this communication without seeking the advice of an attorney licensed to practice in the relevant area.
 
The Law Office of Susanne M. Robicsek is
a Federally Designated Debt Relief Agency
under the Bankruptcy Code.
I file bankruptcy cases for people in financial need,
and have been doing so since 1989.

IRS CIRCULAR 230 NOTICE: To ensure compliance with requirements imposed by the IRS, we inform you that any U.S. tax advice contained in this communication (or in any attachment) is not intended or written to be used, and cannot be used, for the purpose of (i) avoiding penalties under the Internal Revenue Code or (ii) promoting, marketing or recommending to another party any transaction or matter addressed in this communication (or in any attachment).

Copyright Susanne Robicsek. All rights reserved.

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Charlotte NC Bankruptcy Lawyer Concentrating In Consumer Bankruptcy Since 1988

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