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Western District NC Bankruptcy Court
Hummingbird Credit Counseling Bankruptcy Credit Counseling Program
You may take the Hummingbird Bankruptcy Credit Counseling or Financial Management online programs without
cost, although a charge is required for the certificates needed to file a bankruptcy case. (See their website for
further details.)
Institute for Financial Literacy Bankruptcy Credit Counseling Program (Fresh Start)
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National Consumer Law Center
American Bankruptcy Institute
Money Savvy Generation (Piggy Bank)
Debt Calculators
US TRUSTEE MEANS TESTING
IRS Housing Allowance - NC
IRS Transportation Allowance
IRS National Standards - Food, Clothing, other items
USDA Food Plan
NC Attorney General
NC Exemption Statutes
National Do Not Call Registry
North Carolina Tax Liens
Mecklenburg County Tax / Real Estate Lookup
Mecklenburg County Form: Application and Order for Extention of Time to File Answer
N.A.D.A. Pricing Homepage
CREDIT REPORTS:
You can order your free credit report from a central
website: www.annualcreditreport.com Call 877-322-8228, or complete the Annual Credit Report Request Form and mail it to: Annual Credit
Report Request Service, P.O. Box 105281, Atlanta, GA 30348-5281. The form is on the FTC website: www.ftc.gov/credit. Do not contact the three nationwide consumer reporting companies individually. They are only
providing free annual credit reports through www.annualcreditreport.com
The FCRA allows you to order one free copy
from each of the nationwide consumer reporting companies every 12 months.
CREDIT BUREAU INFORMATION (BELOW)
Links to the credit bureaus are below. Please note that the addresses below are addresses which may, or may not, be correct
for all purposes. For some reason, these companies do not want to make it easy for people to locate a mailing address for
people to write if they have a question, nor do they make it easy for you to call them and reach a real human being.
Credit Bureau: Equifax
correspondence to:
Equifax Credit Information
Services, Inc.
P.O. Box 740241
Atlanta, GA 30374
Credit Bureau: Experian
Experian
PO Box 2002
Allen TX 75013-0000
Experian
PO Box 9532
Allen TX 75013-000
Credit Bureau: TransUnion
TransUnion Consumer Solutions
P.O. Box 2000
Chester, PA 19022-2000
Link to TransUnion U.S. Investigation Report Form
Contact your Senators and Congressional Representatives
You can make a difference. Senators and House Representatives pay
attention to who is making noise. Letting them know whether you are for, or against, a law helps them know what their
constituents think. Please take a moment or two to let them know what you think.
Your Senator
Your Congressional Representative
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