Chapter 7 Bankruptcy Reaffirmation

NC Bankruptcy Lawyer in Charlotte North Carolina for Chapter 7 / Chapter 13

Reaffirmation Agreements are filed which renew your legal obligation to pay a debt.  You are not required to sign a reaffirmation, however in some areas you may need to sign to keep certain property. 

In many areas you can keep a house without reaffirmation. 

In some areas you can keep a car without reaffirmation. 
In other areas, if you don't reaffirm the loan the car can be taken from you. 

Many people who file (pro se) or without a lawyer don't know if they do, or don't, have to sign a reaffirmation, and they may reaffirm something they should not, or miss filing a reaffirmation that they should file. 

Talk to your lawyer to see if they recommend reffirmations or if they know of a better way to protect yourself.

1701 Scott Avenue Charlotte North Carolina 28203
phone: 704 / 377-0776
fax: 704 / 377-0775

DISCLAIMER: This message is intended as a general discussion of legal issues and not as a statement of fact, legal advice or a legal opinion. Personal opinions may also be expressed. No attorney-client relationship is created by this message. Do not act or rely upon law-related information in this communication without seeking the advice of an attorney licensed to practice in the relevant area.

The Law Office of Susanne M. Robicsek is
a Federally Designated Debt Relief Agency
under the Bankruptcy Code.
I file bankruptcy cases for people in financial need,
and have been doing so since 1989.

IRS CIRCULAR 230 NOTICE: To ensure compliance with requirements imposed by the IRS, we inform you that any U.S. tax advice contained in this communication (or in any attachment) is not intended or written to be used, and cannot be used, for the purpose of (i) avoiding penalties under the Internal Revenue Code or (ii) promoting, marketing or recommending to another party any transaction or matter addressed in this communication (or in any attachment).

Charlotte NC Bankruptcy Lawyer Concentrating In Consumer Bankruptcy Since 1988
Copyright 2000 - 2017

Page copy protected against web site content infringement by Copyscape