I am a lawyer who has concentrated in bankruptcy law
since 1988, and I have the knowlege, training, and experience to help you with your financial problems. I graduated
from Wake Forest Law School. My first job as a lawyer was working for a US Bankruptcy Judge, and I found the
area of law to be a perfect fit for me. Being a bankruptcy lawyer has allowed me to make a difference by offering
help to clients who face overwhelming debts, automobile repossessions, and home foreclosures.
28+ years of experience, primarily in bankruptcy with a concentration in consumer bankruptcy. I am a Past Chair of the
Bankruptcy Section of the NC Bar Association, am frequent speaker at legal education seminars, have worked on planning commttees
for legal education seminars, speak upon request for public groups, volunteer for many projects and committees.
If you come in for a consultation with me, it doesn't mean that
you are going to file for bankruptcy. You are just coming in for a balanced legal review and have an opportunity
to talk to a lawyer. My goal is to help you make an informed decision before trying plans that can cost you
thousands of dollars that may not solve your financial problems.
I take a 'holistic' approach to
bankruptcy, think outside the box, and look beyond the obvious issues and problems. I attempt to use bankruptcy to get
at the heart of the matter, instead of being a temporary bandage placed on an infected wound.
Because I am a licenced NC lawyer I am free to give legal advice and recommendations that credit counselors can't.
As an attorney I can discuss legal matters like bankruptcy, lawsuits and judgements, but I can also discuss the non-bankruptcy
options too. Plus, I can compare their outcomes to filing for bankruptcy. It has been my experience that credit counselors and debt management / settlement programs only present their particular
services. They don't mention other options that might be better for you, such as bankruptcy even if it
might be better for you. Since they aren't lawyers, they are not allowed to give legal advice but they
seem to use this to their advantage even if it hurts the people they work with.