Consultations with Susanne
If you come in for a consultation with me, it doesn't mean that you are going to file for bankruptcy.
Your first meeting is intended to give you a general
and balanced review about your circumstances, give you an opportunity to talk to a lawyer who can cover legal and
non-legal options, and get some basic questions answered about bankruptcy law.
goal is to help clients make an informed decision and to avoid trying the wrong path, especially debt
payment plans that can cost you thousands of dollars with little chance of being able to solve your financial problems.
If you are having problems with your debts or your budget,
speaking to someone who understands what you are going through may help. I have worked with hundreds of clients
over the years in similar situations, from all walks of life. Most are hardworking individuals, with a deep sense of
right and wrong, and who are in a position they never imagined they would be with no clear way out.
If you are behind on your house or car payment, are having trouble sleeping, are worried
about how you are going to cover all your bills, are getting calls from debt collectors, and/or are robbing Peter to pay Paul,
then you may be able to find help. You may think it is impossible to get out of your financial
bind, but as an attorney I know of laws that can help people balance budgets and satisfy debts that may be able to
If you have had a job
or income loss, medical problems, divorce, or just find that your debt is overwhelming you, then you might want to consider
an appointment to find out if bankruptcy or debt counseling might be available to you.
If you are looking for help with financial problems in North Carolina, then I may be
able to help you.
first consultation I go over the things that I would want to know if I was in your shoes and talking to a bankruptcy
lawyer. Some of the most common things covered are:
- What the different kinds of bankruptcy are and how they might apply to based on the information
given to me for the consultation;
- Whether bankruptcy appears to be something
I recommend for you to consider;
- Whether I think that non-bankruptcy
options such as credit counseling, debt management plans, or debt consolidation would be better for you, or
how they compare to bankruptcy so you can compare them when you make your decision;
- What creditors can, or can't, do to you when they try to collect debts if you don't file for bankruptcy.
- How lawsuits and judgments might affect you;
- If you are dealing with harrassing collection calls, threats from creditors, legal actions,
lawsuits, judgments, and/or notice of exemptions, I give general tips and general guideance about what to expect and
how to address them ;